Frequently Asked Questions
What if I have another existing car title loan?
Are there any hidden fees or penalties?
No, there are never any hidden fees or penalties. Even if you choose to pay off your loan early, there will never be any fees!
What is a typical loan length?
36 months is the most common loan length. Although, it can vary depending on how much you borrow. Here at Big Car Title Loans Pomona we will work with you to come up with a repayment plan that works best for you.
What if my car is older? Can I still get a loan?
It really depends a lot on the make, model and condition of your vehicle. But a good rule of thumb is that it needs to be less than 10 years old or have less than 200,000 miles.
What does it take to get approved for a title loan?
All you need is to own your vehicle outright and have possession of the lien-free title. You bring in the appropriate info, such as driver’s license, title and proof of insurance and income and we can start the loan process. It usually takes less than 24 hours to be approved and have the money in your hands.
Can I be approved if I have disability or if I am already retired?
Providing you possess an income (disability, pension check, etc..), as long as it is over $1200 per month, you should still be eligible.
Will I need to give up my car?
No, we do not require that you give up your vehicle. Your title is held by the lender as collateral for the duration of the loan. So you get to continue driving your vehicle as usual and when your auto title loan is paid in full you receive your title back.
How do you determine the value of my car?
A good way to get an idea before you come in, would be to check out Kelly Blue Book online. The amount is typically determined by how much the vehicle would be worth at a car auction.
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